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Home/Home Loans

Bringing Your Home Dreams to Life

At My-Loan, we understand that owning a home is a cherished dream for many. We're here to turn that dream into a reality. With our wide range of home loan products and personalized services, we're committed to helping you secure the keys to your new home.

Home loans for life’s next chapter.
Buying your first home

Buying your first home

Understand your borrowing position.

Next home

Buying your next home

Plan your move with a clearer view of your existing property.

Refinance

Refinance

Review your current loan against your needs today.

HOME LOAN SUPPORT

Advice that starts with listening

There is more to a home loan than the advertised interest rate. We take the time to understand your goals, budget and preferred loan features before discussing options available through our lender panel.

  • Clear explanations without unnecessary jargon
  • Loan options considered against your needs and circumstances
  • Help with documents, the application and lender communication
  • A consistent point of contact through to settlement
Speak with a brokerStart an enquiry
A homebuyer meeting with an adviser

LOAN FEATURES

The right features depend on how you plan to use your loan

We will explain the potential benefits, costs and restrictions of relevant loan features so you can make an informed decision.

Variable rate

The interest rate may rise or fall over time, which can change your repayments.

Fixed rate

Your interest rate is fixed for an agreed period, which can provide greater repayment certainty during that time

Split loan

A split loan combines fixed and variable portions. It may offer a balance of repayment certainty and flexibility.

Offset account

An offset account is a transaction account linked to an eligible home loan.

How to get started?

Our Process

At My-Loan, we pride ourselves on a clear and efficient loan process. Here's what you can expect:

1

Application

Complete the online application, and our team will review your submission.

2

Approval

Once approved, we'll provide you with a loan offer that meets your needs

3

Closing

Finalize the paperwork, and the keys to your dream car or home are yours

4

Ownership

Congratulations!

PREPARE FOR YOUR APPOINTMENT

A few documents can help us understand your position

Identification

Current photo identification and other documents needed to verify your identity.

Financial details

Information about your income, savings and existing commitments.

Property information

Details about the home you plan to buy or your current property.

LET’S TALK

Start with a conversation about your plans

Whether you are ready to apply or simply want to understand your options, our Melbourne-based team is here to help.

Book a home loan conversation
A welcoming Australian home